Get the maximum benefit away from life with this Personal Loan – an unsecured personal instalment loan built to assist you to meet your ambitions and real time life into the maximum.


At Standard Chartered we have been within the company of assisting you to enhance the quality in your life. That is why you can expect you a personal, unsecured loan that will help you fulfil those aspirations and real time life towards the complete.

Whether or not to purchase a car or truck, spend college charges for the post-graduate level and for home enhancement requirements, our personal bank loan provides you with a fast, convenient financing solution that is personal.


  • Borrow as much as NGN 10 mn*
  • Convenient repayments that are monthly up to 60 months*

Additional Disclosures In The Credit Life Insurance Coverage

Scope of Cover
  • Life Insurance Policies
Certain Exclusions Applicable to Term Life Insurance blue trust loans loans reviews 2020 |
  • Age restrictions: Under 18 or higher 65
  • Pre-existing Conditions (Medical/Mental wellness)
General Exclusions Applicable to Term Life Insurance

The Insurer shall never be accountable for any claim arising therefore or indirectly contributed or caused by or in result of:

  • Very Own Act or Omission
  • Suicide or injury that is self-Inflicted
  • Alcohol, Drugs, Particular Disease
  • Fraudulent Act
  • Sports
  • Civil Disturbances
  • War Dangers
  • Nuclear
  • Missing individuals
  • Execution of a judicial phrase of demise
General Circumstances Applicable to Term Life Insurance
  • Transfer of Interest
  • Duty of Care
  • Claims Notification
  • Health Exams

* Terms and conditions use.


    • Minimal monthly net salary of NGN 75,000 (NGN50,000 for federal federal Government Parastatals)
    • Letter of verification from boss
    • Valid recognition document

    Papers Required

    • Completed application form
    • Bank statements the past three months
    • Pay slips for the past a couple of months
    • Copy of license, worldwide passport, nationwide ID or voter’s card
    • Letter of understanding from company to domicile Standard Chartered Bank to your salary
    • Information Papers (IID)
    • Exactly what are the documents that are required a personal bank loan?

    The after documents are needed:

    • Finalized application
    • Bank statements for the past a few months
    • Pay slips during the last a few months
    • Copy of driver’s license, worldwide passport, nationwide ID or voter’s card
    • Letter of undertaking from company to domicile Standard Chartered Bank to your salary
    • Information Papers (IID)

    Just how much am I able to borrow?

    It is possible to borrow as much as NGN 10,000,000 (Ten Million Naira) with regards to the organization you work with as well as your earnings. You’ll be encouraged during the right period of application.

    The length of time do i must repay the mortgage?

    You have actually as much as 60 months to settle the mortgage with regards to the organisation you work with along with your earnings. You’ll be encouraged during the right time of application.

    Do i need to get my wage during your bank to qualify for the mortgage?

    Yes. We require you to domicile your salaries and allowances utilizing the bank. You shall have to instruct your company to do this as well as your company must confirm this written down.

    Exactly how much do I need to earn to be eligible for the mortgage?

    So that you can qualify, you have to make at the least N50,000 month-to-month in the event the work with a federal government agency or parastatal and at the least N75,000 month-to-month in the event that you work with an exclusive Organization. You need to be a permanent and confirmed employee associated with company.

    If i have a loan operating with another bank, may I transfer it to Standard Chartered?

    Yes. To do this, you will definitely have the application process that is normal. In addition, we require a page through the bank where your loan is saying the outstanding stability that is necessary to be settled. Standard Chartered Bank will spend this quantity straight through the profits of the brand brand brand new loan.

    Determine Your Payment Per Month

    Just how much do you need to borrow? *

    What exactly is your chosen repayment duration in months? I.e. Between 12-60 * -

    What’s your month-to-month wage / income after taxation? *