With no advance payment and no prepayment charges, our Flex car finance is made to help you to get the motor automobile you prefer with financing options that really work for you personally.
What’s The Flex Car Finance?
Our Flex car loan is similar to a rent, except which you actually possess the car. At the conclusion of one’s financing term, you are able to wthhold the automobile by spending the staying stability or finance the total amount during the present used prices. Or perhaps you can simply get back the vehicle. 1
How can the Flex Loan Program work?
The Flex Loan Program can be obtained for used and new cars (up to five model years of age). Funding options can be found from 24 to 72 months, offering re re payments as much as 40per cent less than traditional funding. Let me reveal an illustration:
| Mainstream Loan | Flex Loan | |
| Loan Amount | $30,000 | $30,000 |
| Loan Term | three years | three years |
| fully guaranteed Future Value (GFV) | n/a | $16,500 |
| Monthly Payments | $869.00 | $464.80* |
*Payments 1-35 are $464.80 with a payment that is 36th of16,500 (GFV). 45 times to payment that is first. Predicated on a 3.99per cent apr. Disclaimer: (1) Rates shown are for illustrative purposes just and could differ because of credit that is individual and/or loan term. (2) Payments shown can vary greatly through the payment that is final by credit union loan agent.
At any time through your loan term you can easily:
- Offer the automobile, spend the loan stability (including value that is residual and keep any distinction.
- Make use of the car as a trade-in, and also the loan stability (including recurring value) is compensated included in the deal.
- Keep consitently the automobile and refinance the loan stability (including recurring value) being a used automobile loan.
At loan readiness, you’ve got the choice to return the car and walk away from the recurring value.
Why should I have a Flex Loan?
With all the Flex car finance, you prefer:
- No advance payment with no prepayment charges
- Reduced payments that are monthly main-stream loans
- Ownership advantages and financing options since the car is titled in your title
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1 automobiles will soon be gone back to a merchant chosen by Cinfed. Disclaimer: (1) Rates shown are for illustrative purposes just and may even vary as a result of specific credit history and/or loan term. (2) re re Payments shown can vary through the last repayment supplied by credit union loan agent.
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